25 Frugal Gift Ideas for the Elderly

Here are a few Christmas or Hanukkah gift ideas for the senior citizen on your list. These would also work for birthday or anytime presents.

  1. stationery
  2. stamps
  3. beauty salon gift certificate
  4. bedsocks
  5. hand lotions and creams
  6. scarf
  7. special soaps
  8. birdfeeder
  9. reach extender
  10. music CD
  11. book on CD or tape
  12. word search puzzle books
  13. help with difficult household tasks
  14. non-skid socks
  15. jumbo-faced playing cards
  16. sweet breads such as pumpkin or banana-nut
  17. plants
  18. large print books
  19. a personal visit
  20. scrapbook of family member photos
  21. warm blanket
  22. slippers
  23. sweatshirt and/or pants
  24. large-face electric clock
  25. large-button TV remote

12 Ways to Make Your Clothes Last Longer

The average family of 4 spends $2500 per year on clothing.   Use the following tips on making your clothes last longer and you could save $1000/year or more — Read more »

Save Big on Food at Salvage and Discount Grocery Stores

Salvage or Discount Grocery Stores can save you a lot of money on your food bill. Hundreds of these stores are scattered across the U.S. Now there is an online directory available listing these stores state by state. These stores sell groceries that may be slightly dented, discontinued or overstocked. Find the directory here – Salvage Grocery Directory Scroll down to find your state and area.

Where Can I Get Free Stuff on My Birthday?

Wondering which businesses offer free stuff for your birthday?  Many businesses give away free food or other items on your birthday or email you a coupon which may be good for up to a month around your birthday.  So sign up early and celebrate all month long!  Here is a list of birthday freebies:

Read more »

Cut Cooling Costs Now – Top 10 Tips

Air conditioning costs are the biggest part of the average household’s electricity bill.   In warmer regions, AC can amount to 60 – 70% of the electric cost.   If you want to reduce your energy bills look into your cooling costs first.  Here are some top tips: Read more »

Sell Your Junk on Craigslist for Quick Cash

Craigslist is a huge online classified service available for all major cities in the US and many foreign countries as well.  Most ads are free.  Go to Craigslist.org and click on your city/state/country on the right hand side.   To list your unwanted items, click on “post to classified” in the top left hand corner.  You can create an account or list items without an account.  Click on “for sale”.  Choose a category that fits your item.   Fill in the blanks for title, price, description, and location.   Review your listing.  Ads appear within 15 minutes of posting.  Easy way to may extra money.

Read more »

10 Tips on Getting Cheap Airline Tickets

Here are a few frugal tips on finding cheap airfare:

  1. Try to fly on Tuesdays, Wednesdays or Saturdays.  The lowest fares are usually on these days.
  2. Late night or early morning flights tend to be cheaper.
  3. Flights with one or more stopovers are usually less expensive than direct flights.airliner
  4. Check fares on each airline’s website.  Often they have special deals not available through 3rd parties.   This is especially true for discount airlines such as Frontier, JetBlue or Southwest.  Find which budget airline serves your route at www.whichbudget.com
  5. Try to book at least 21 days in advance.  For holidays book 2 -3 months ahead.  Be flexible with your flying dates. Check Bing’s Flexible Travel Search to see if prices are on the way up or down.
  6. Avoid flying in June or July or Christmas through New Years.  These are the busiest times and the hardest time to get a cheap flight.
  7. If you need several tickets, sometimes buying them one at a time will get you a lower price than trying to buy them all at once.
  8. Online discount ticket sellers such as Expedia, Priceline, Orbitz or Travelocity release their new prices on Wednesday of each week.  Often you can get the best prices early Wednesday morning just after midnight.
  9. Fly on major holidays instead of the day before the holiday.  These flights can be some of the slowest.
  10. If flying one-way, check round-trip rates.  Sometimes they are cheaper than the one-way tickets.

10 Ways to Save on Prescription Drugs

With drug prices going up and incomes going down, many people are having a hard time affording their prescriptions these days.   Consumer Reports recently released a report stating nearly 1/3 of Americans are having trouble paying for their prescriptions and have taken dangerous steps as a result.  According to the survey people are skipping doses, not getting prescriptions filled, cutting pills in half and sharing with friends without their doctor’s approval.  Here are a few money-saving strategies to keep from going to these extremes: Read more »

10 Ways to Make Extra Cash in Hard Times

During these tough economic times many people are wondering what they can do to earn extra money. Here are a few ideas:

  1. Sell Unwanted Items on Craigslist.  De-clutter your house and make money at the same time. Craigslist.com is a free online classified website. In larger cities Craigslist has many followers and can mean quick cash without having to bother with shipping items.
  2. Start an ebay business. Ebay is easy to use and takes no money to get started. If you don’t have Craigslist in your area or you have out-of-the-ordinary items to sell ebay may be your best choice. Start with the items you have around the house that you never use.cash
  3. Online surveys. Market research companies will pay for your opinion. You won’t get rich doing these but they can bring in some extra money to make ends meet. The average survey pays around $10.
  4. Mystery Shopping. Get paid to shop at stores or eat in certain restaurants. Fill out forms afterward evaluating your experience.
  5. Consignment shops. Go through your closets and take out the clothing that doesn’t fit anymore or you haven’t worn in over a year. Take it to your local consignment shop to make extra cash. If you have exercise equipment or sports items you never get around to using anymore, take them to Play it Again Sports or other used sporting goods store.
  6. Used Book Stores. Many used book stores will buy your unwanted used books outright. Half-Price Books is one example.
  7. Sell Plants. Plant seeds in the late winter. Transplant the seedlings into individual peat pots when they are 2 or 3 inches tall. Sell these at your local flea market or farmer’s market in the spring.
  8. Garage Sale. If you live in a high-traffic area, have a garage sale to bring in extra cash; or take your items to a local flea market with lots of traffic.
  9. Donate Plasma. If you are not scared of needles you may want to try donating plasma. 2 donations in 7 days will pay around $50 and takes about an hour. If money is tight this could mean an extra $200 a month.
  10. Research Studies. If you are healthy, participating in a clinical research study can bring in an extra $300 to $6000. These  may consist of a few short office visits or may last as long as a 3 week stay. Don’t do these if you can’t handle getting your blood drawn.

Read more »

Time Used Car Purchases to Save Big

Used cars prices fluctuate greatly.  Here are a few tips to make the most of these fluctuations:

1.  Used cars are generally less expensive in the fall or at the end of the year. This is driven by several factors: Read more »

« Previous PageNext Page »